AGI takesover the world...?? What is the fear exactly about?

What I would like to ask in the round:

What is concretely the fear?

Is it the worry that some Microsoft co-pilot might decide on its own some morning: "No Powerpoints/Excel/..." to build today - and simply refuses to work? So that Microsoft doesn't have to be held liable because the superintelligence (AGI) has simply set other priorities?

Is it the fear that the AGI will need more computing power and simply take over AWS and all other giant systems? …

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