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Towards Financially Inclusive Credit Products Through Financial Time Series Clustering
Feb. 20, 2024, 5:41 a.m. | Tristan Bester, Benjamin Rosman
cs.LG updates on arXiv.org arxiv.org
Abstract: Financial inclusion ensures that individuals have access to financial products and services that meet their needs. As a key contributing factor to economic growth and investment opportunity, financial inclusion increases consumer spending and consequently business development. It has been shown that institutions are more profitable when they provide marginalised social groups access to financial services. Customer segmentation based on consumer transaction data is a well-known strategy used to promote financial inclusion. While the required data …
abstract arxiv business clustering consumer consumer spending credit cs.cy cs.lg development economic economic growth financial growth inclusion investment key products products and services q-fin.st series services spending through time series type
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